What is a good rate of return on tsp

The Thrift Savings Plan (TSP) is an optional retirement savings and investing plan designed to supplement (not replace) the Roth (after-tax) contributions as a percentage of pay with Highest risk and high potential return: Average return. We've summarized these performance metrics for our TSP Allocation Model in unless you happen to be a particularly savvy investor, there's a good chance you The compound annual return is the rate of return that an investment strategy 25 Jan 2015 Let's take a look at five reasons why the TSP might just be the best retirement pay, the TSP is a huge bargain for cost-conscious retirement savers. 2. As long as a rising stock market keeps 401(k) returns relatively strong, 23 Oct 2016 This study showed that TSP investors have an average of $118,602 in their That's a 100% rate of return that doesn't even factor in the interest

These limits, which may change every year, determine the maximum annual amount that you and/or your employing agency can contribute to the TSP on your behalf. You can view the current year's limits on the TSP website under Current Limits and Rates..

Welcome to the TSP Talk Forums forums. 12-Month Personal Rate of Return: 26.5% Before catching the wind- (and some help from QE1) Your Personal Investment Performance (PIP) for the 12 months ending 01/31/2010 is 37.28%. (and the good advice) and was just guessing on my own. The chart below shows the historical performance of the TSP G Fund, and is updated every business day with the latest TSP G Fund price: The G Fund has earned a compound annualized return of 4.5% since August 1990. Its year-to-date return is 0.34%, and its 1-year return is 2.05%. A $1,000 investment in 1990 would be worth $3,648 today.

TSP could grow over a 40-year career at four different rates of return If you adjust for 2% inflation, cut those final values in half. And you have to pay taxes on your withdrawals.

A good annual rate of return is one of the main critical decisions when it comes to making critical investment decisions. Based on one’s individual investment goals and aspirations, it is important to be aware of good or even above-average investment opportunities. In order to be a keen investor,

Be aware that even within a reasonable range of expected returns, the higher your required rate, the more risk you will have to take on — which means investing

If, for example, you calculate that, to meet your goals, you'll need a 15% annual rate of return, you will likely fall far short. You'll need to go back to the drawing board and either increase your savings or reduce your retirement income expectations. To understand how the TSP calculates rates of return for any given period of time and determines compound annual returns, read the Fact Sheet Calculating Periodic Returns and Compound Annual Returns. Average Annual Returns (As of December 2019) Thrift Savings Plan (TSP) Summary of Returns. Below are the latest TSP returns of the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. This fund offers you the opportunity to earn rates of return that exceed money market fund rates over the long term (particularly during periods of declining interest rates). The TSP’s C Fund is based on the S&P 500 index and both the C Fund and the C Fund had the best rate of return since 2013. The trailing fund for the year was the G Fund with an annual return of 2.24%. The G Fund is considered the safest of the TSP funds as it always has a positive return. Your personal rate of return, or PROR, is a number that pretends to quantify the performance of your TSP account over the most recent 12 calendar months. Unfortunately, there are a number of problems with this statistic that make it useless at best and dangerous to use at worst. The PROR uses the wrong method of calculating a rate of return. In answer to the original question of how good is TSP, the answer is a qualified pretty good as a supplementary retirement plan--but with room for significant improvement of its annuities; and not at all good as a standalone retirement program or even in combination with Social Security at its present level of benefits. TSP.gov has published monthly fund returns since inception, and daily fund price history since 2003. To allow for a longer performance comparison, we extended the available TSP fund price history for the C, G, F, I, and S funds with their underlying index data. For example, we extended the TSP C Fund with the S&P 500 Total Return index.

If, for example, you calculate that, to meet your goals, you'll need a 15% annual rate of return, you will likely fall far short. You'll need to go back to the drawing board and either increase your savings or reduce your retirement income expectations.

TSP could grow over a 40-year career at four different rates of return If you adjust for 2% inflation, cut those final values in half. And you have to pay taxes on your withdrawals. In answer to the original question of how good is TSP, the answer is a qualified pretty good as a supplementary retirement plan--but with room for significant improvement of its annuities; and not at all good as a standalone retirement program or even in combination with Social Security at its present level of benefits. TSP Daily Rates. Day L Income L 2050 L 2040 L 2030 L 2020 G Fund F Fund C Fund S Fund I Fund; 3/2 $21.0169 $21.4571 $36.9262 $33.7431 $29.0242 TSP Rates in Your Inbox. Sign up for our free email list to get each day's closing prices for the TSP funds. Email Address * Portfolio Tracker Login. Login. Last week, I looked at my 12-month personal rate of return on my tsp. It said it was a little bit more than 3%. Since I know I want to take 4% out monthly when I retire, I started thinking about increasing the rate of return.